The key to success for many trading businesses is being adequately resourced financially.
Whether it be financing your ongoing working capital, sourcing finance for an upcoming merger or acquisition, or readying yourself for your exciting next chapter of growth – Ashfords Finance & Lending is here for you and your business.
Select the type of funding you require to find out more.
With over 10 years’ experience in lending to businesses, we will advocate for you and your business and will give you the best possible chance at securing finance on the best possible terms.
The most common complaint we hear from business owners is that their bank relationship is either non-existent or changes far too often. That’s where Ashfords come in. We pride ourselves on our relationships with our business clients.
A working capital loan (often an overdraft) is a loan that is taken to finance a company's day-to-day operations. These loans are not used to buy long-term assets or investments and are instead used to provide the funding that covers a company's short-term operational needs such as payroll and supplier invoices.
If you have a timing difference between your payments from customers and payments to suppliers, a working capital solution may be the key to bridging this gap.
A handy solution that works particularly well for clients with international supply chains or offshore customers.
If your working capital always seems to be tied up while you await payment from customers, this could be an ideal solution.
For businesses that carry heavy levels of stock.
Merger and acquisition (M&A) financing is generally tailored to suit the client's individual circumstances. It entails analysing
the acquisition funding requirements and cash flow while considering the long-term business objectives.
The most significant feature of M&A finance is the recognition that no two businesses are alike. Every M&A transaction is carefully proposed based on the client’s priorities and circumstances.
M&A finance is a bespoke form of finance designed to cater for the following situations:
Finance requirements for business expansion and growth can take many forms:
Different banks offer different solutions. Our commitment is that we will partner you with the most suitable bank for your needs.
Send us your enquiry and we'll get back to you within 24 hours.