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Services > Finance and Lending

Finance and Lending

Identifying opportunities for leveraging what you've got now, for what you need in the future.

What to expect when choosing Ashfords

Strategic funding,

tailored lending and solutions built for you, whatever the goal.

The right lending structure can influence growth, stability and long-term financial direction. But many people and business owners find themselves navigating complex options, inconsistent advice or arrangements that simply don’t suit their circumstances. It's overwhelming at the best of times.

A strong finance strategy begins with understanding the broader financial picture—how funding will be used, what needs to be achieved, and how the structure will hold up over time. Clear pathways, informed choices and well-matched products create a lending environment that feels steady rather than stressful.

From business expansion to property finance, asset acquisition or residential lending, Finance & Lending brings together the elements that matter. The result is funding aligned with goals, grounded in long-term thinking, and designed to work alongside the rest of your financial plan.

'An investment in knowledge pays the best interest.'

— Benjamin Franklin

Services

Financing decisions influence which opportunities are taken and what plans move forward.

Purposeful lending choices create momentum, reduce friction, and position both individuals and businesses for their next step.

Funding Solutions

Secure the capital needed for growth, operations or project delivery through lending structures matched to specific financial goals.

Property Financing

Obtain independent assurance over financial statements, test key balances and processes, and enhance credibility with stakeholders and regulators.

Asset Financing

Identify key exposures, assess control effectiveness, and strengthen resilience across core processes and projects.

Residential Financing

Source home-lending arrangements suited to personal circumstances, borrowing capacity and future lifestyle objectives.

SMSF Financing

Structure lending solutions within SMSF rules to support property acquisition, fund liquidity and long-term investment objectives.

Tailored Approach

While many clients come to us for a single solution, a comprehensive plan forward is the result. Considering your options? Enquire for a tailored approach.

Your future advisors

One lead advisor, strengthened by firm-wide guidance.

Continuity is maintained through a dedicated advisor, supported by specialist input as needs evolve. Finance and Lending at Ashfords supports borrowing decisions across property, business and SMSF structures as financial complexity increases

Why Ashfords

Proven expertise over four decades.

Real-world experience

40+ years of experience that leads to steadier decisions and fewer surprises.

Consistent people

The same team stays involved as things change. No constant resets.

Clients who stay

Relationships last from our commitment and adaptive, human-first advice.

Plain and clear

Guidance is useable right now and integrated in the future.

"They were knowledgeable, professional and made the entire process smooth and stress-free. We were able to achieve a much higher lending facility than expected."

Paul J
Ashfords Client

Enquire with Ashfords

The Finance and Lending team helps set foundations for a wider range of opportunities. Enquire with Ashfords below, for a risk-free, human conversation about working with us.

"Ashfords are the kind of company you keep."

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© Ashfords Accountants & Advisory 2025

AFSL (Australian Financial Services licence) 226184

Liability Limited by a scheme approved under Professional Standards Legislation. ACN 607 345 522

Ashfords Accountants & Advisory acknowledges the Traditional Owners of this land, the Wurundjeri Woi Wurrung and Bunurong People, and recognises their continuing connection to the land and waterways. We pay our respects to their Elders past, present and emerging and extend this to all Aboriginal and Torres Strait Islander People.